Life Insurance

life_insurance

Life Insurance

Why do I need life insurance?

Life insurance offers peace of mind by ensuring that your loved ones will be taken care of in the event of your untimely death. Plus, payouts are tax-free. Call us today for a consultation!

IS MY POLICY THROUGH WORK ENOUGH?

Life insurance through your employer is not portable, so it won’t come with you if you leave the job. Also, the amount is often not enough to meet people’s protection needs.

WHAT IS TERM LIFE?

 

“Term” refers the length of coverage that you choose. If you pass away during the term (usually 10, 20 or 30 years), your beneficiaries receive a cash payout.

WHAT OTHER TYPES ARE THERE?

There are other types of insurance for people seeking life-long coverage, but these types tend to be more expensive.

WHY SHOULD I GET COVERAGE NOW?

 

 

Rates tend to go up as you age. Buying a policy when you’re younger lets you lock in a lower rate.

WHY IS TERM LIFE A GOOD OPTION?

With term life insurance, you’re only paying for the years where the need is greatest (when your kids are younger or in college), and it is usually the most affordable type of insurance.

HOW MUCH DO I NEED?

This depends on what you want to leave when you’re gone. There are two common methods for calculating the amount of life insurance you need: lump sum and income replacement.

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medicare and life specialist

Jason Siruchek

Life & Health Specialist

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Contact Me

13 W Main St Washingtonville NY 10992 jasons@cquickinsurance.com  |  Tel: 845-210-5114

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13 W Main Street Washingtonvile New Yok 10992
Washingtonville

13 W Main St.

Washingtonville NY 

10992

(845) 497-1119

45 front st millbrook ny 12545
Millbrook

45 Front St.

Millbrook NY

12545

(845) 677-5653

15 w main st port jervis ny 12771
Port Jervis

15 W Main St

Port Jervis NY

12771

(845) 856-6559

402 main st port jefferson ny 11777
Port Jefferson

402 Main St

Port Jefferson NY

11777

(631) 474-7070