Life Insurance

Life Insurance

Why do I need life insurance?

Life insurance offers peace of mind by ensuring that your loved ones will be taken care of in the event of your untimely death. Plus, payouts are tax-free. Call us today for a consultation!

IS MY POLICY THROUGH WORK ENOUGH?

Life insurance through your employer is not portable, so it won’t come with you if you leave the job. Also, the amount is often not enough to meet people’s protection needs.

WHAT IS TERM LIFE?

 

“Term” refers the length of coverage that you choose. If you pass away during the term (usually 10, 20 or 30 years), your beneficiaries receive a cash payout.

WHAT OTHER TYPES ARE THERE?

There are other types of insurance for people seeking life-long coverage, but these types tend to be more expensive.

WHY SHOULD I GET COVERAGE NOW?

 

 

Rates tend to go up as you age. Buying a policy when you’re younger lets you lock in a lower rate.

WHY IS TERM LIFE A GOOD OPTION?

With term life insurance, you’re only paying for the years where the need is greatest (when your kids are younger or in college), and it is usually the most affordable type of insurance.

HOW MUCH DO I NEED?

This depends on what you want to leave when you’re gone. There are two common methods for calculating the amount of life insurance you need: lump sum and income replacement.

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Jason Siruchek

Life & Health Specialist

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Contact Me

13 W Main St Washingtonville NY 10992 jasons@cquickinsurance.com  |  Tel: 845-210-5114

Washingtonville

13 W Main St.

Washingtonville NY 

10992

(845) 497-1119

Millbrook

45 Front St.

Millbrook NY

12545

(845) 677-5653

Port Jervis

15 W Main St

Port Jervis NY

12771

(845) 856-6559

Port Jefferson

402 Main St

Port Jefferson NY

11777

(631) 474-7070

Office hours: Monday-Friday 8:30am-5pm • Phone: (845) 497-1119 
*Securities offered through Lincoln Douglas Investments, LLC Member FINRA/SIPC
*Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.