Quick Month Newsletter May 2023
FROM YOUR FRIENDS AT QUICK INSURANCE
In this issue:
Carrier Spotlights: Nationwide & Progressive
The Coverage Corner: ATV/Off-road Coverage
Quick Tips for ATV's & Off-road Vehicles
Off-road Coverage options from Nationwide or Progressive
With an ATV insurance policy from Nationwide, you won’t miss out on off-road adventure.
We’ll make sure you have the proper coverage regardless of how it’s used – transporting feed and water on the farm or adventuring in the wild.
ATV insurance protects you in the event of an accident or other causes of damage. It also covers bodily injury and damage to others’ property, if you are at fault in an accident.
It can pay for legal expenses, as well as other people’s medical costs and lost wages.
And remember, most states require liability coverage for your ATV.
ATV /UTV Insurance can cover the injuries or damages you’re liable for and repairs to your vehicle. However, Progressive is one of the best ATV insurance companies, offering more than just basic liability protection and comprehensive/collision coverage—so you can ride with maximum peace of mind.
If your ATV or UTV is no more than one model year old on a new policy or two model years old on a renewal policy with physical damage coverage, we pay you the full MSRP if your vehicle is totaled. A deductible applies.
Your machine is often your work horse, as you use it to hunt or plow. 'Carried contents coverage' protects your camping equipment, hunting gear, and any personal property that could fall out of your vehicle.
The Coverage Corner:
Let's Talk about ATV/UTV/Dirt Bike policies!
ATV/Dirt Bike insurance coverage can help protect you in the event of an accident, other type of damage or theft. These insurance policies typically consists of liability, collision and comprehensive coverage options, as well as add-on coverages such as uninsured/ underinsured rider coverage. Like other types of powersports insurance, the amount of coverage you have depends on the policy limits you select.
This coverage can help pay for damage to your machine from theft, vandalism, weather events, falling objects and some accidents. It also protects custom parts and equipment. Theft is the highest source of claims right now in the US for off-road vehicles.
Collision pays for damage to your machine if you hit another vehicle or object, another vehicle hits you, or roll-over wrecks. It also includes up to $2,000 for your safety apparel, such has helmets, goggles, chest, kidney & knee guards and riding boots. Collision coverage may be required if you lease or finance your machine.
Bodily injury liability
If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income. Medical bills from off-road accidents frequently run into the hundreds-of-thousands so this is a very important coverage.
Our agents Diana & Dawn ride too!
Call us today to talk quading or for a quote!
Is your machine ready to ride? Here are some Quick Tips for your machine for this season!
1. Check tire condition & pressure
2. Check lug nuts, axle nuts & wheel condition
2. Clean/replace air filter & spark plugs
3. Check fluids; oil, transmission fluid, coolant, differentials
4. Check the belts
5. Check CV boots, CV joints, driveshaft or chain, pivot points, suspension components and bearings
6. Change or treat your fuel
7. Check/replace your battery
8. Inspect/replace your safety equipment; helmet, goggles, boots, etc
Let's Hear from you!
"Thanks for always having your clients' best-interests as a priority!" -Michael S
-"Searched for good pricing, helpful reminders about my renewal dates" -Maryann A
-"Dawn is always there when you need her, she always pleasant and helpful. We have been with Quick Insurance for over 30 years" -Matthew H
-"Very helpful and professional. I am fortunate to have Diana as my account rep!"-Ron S
Send in your testimonials and reviews! We would love to share them!