Winter weather can be unpredictable, and when temperatures drop quickly, homeowners  often face some of the most expensive and stressful emergencies of the year. Frozen pipes and power outages are two of the most common winter-related issues, and both can cause significant damage if not handled properly. With a little preparation and an understanding of your insurance coverage, you can reduce risk and respond with confidence when winter weather strikes. Why Frozen Pipes Are S

The start of a new year is a natural time to reset. Many people set goals focused on health, finances, or personal growth, but one important task often gets overlooked: reviewing your insurance  coverage. While it may not feel as exciting as a new fitness plan or savings goal, making sure your insurance is up to date is one of the smartest ways to start the year protected and prepared. Insurance is not meant to be a “set it and forget it” decision. As life changes, your cover

The holiday season is one of the busiest travel times of the year. Families hit the road to visit loved ones, take winter getaways, or simply enjoy the seasonal festivities. But with colder temperatures and unpredictable weather, winter also brings an increase in road hazards and auto insurance  claims. Before you travel, it’s important to make sure you’re prepared both on the road and with the right insurance coverage. Winter Weather Means Higher Accident Risks Snow, ice, fr

The holiday season brings more online shopping, more deliveries, and unfortunately, more porch theft. With millions of packages delivered each year in November and December, porch piracy has become a growing concern for homeowners and renters alike. If you’re expecting gifts, décor, or important holiday items, it’s important to understand what your insurance covers and how to protect your deliveries. Are Stolen Packages Covered by Homeowners or Renters Insurance? In many case

As 2025 winds down, many of us are thinking about wrapping up projects, holiday plans, and maybe a few New Year’s resolutions. But before the year officially comes to a close, there’s one more important task to add to your list—reviewing your insurance policies. Life changes quickly, and the coverage that worked for you last January might not be the right fit today. A year-end insurance review  helps make sure you’re protected heading into 2026, no matter what new changes the

The holidays are all about gathering with loved ones, sharing great food, and making memories that last. But if you’re hosting this year, the season of joy can quickly turn into a season of stress. From meal prep to guest lists—and everything in between—there’s a lot to juggle. The good news? With a little planning (and the right insurance coverage), you can keep your celebrations merry, bright, and worry-free. Crowd-Pleasing Dishes That Save Time If you’re looking for a simp

As the leaves fall and temperatures drop, homeowners across our region are preparing for heating season. While winter brings cozy nights and holiday gatherings, it also brings a number of risks that can turn costly if you’re not properly insured. From fires caused by heating systems to burst pipes during cold snaps, winter hazards are among the most common sources of home insurance  claims. Now is the perfect time to review your policy and make sure your coverage will keep yo

As fall settles in and Halloween approaches, it’s a good time to think about more than just spooky decorations and trick-or-treaters. For many families and business owners, the real fright comes from discovering insurance gaps only after a claim happens. Unfortunately, this is all too common—but with a little preparation, you can make sure your coverage isn’t a nightmare waiting to happen. Here are five of the most common insurance mistakes—and how to avoid them. 1. Sticking

Shopping for insurance can feel overwhelming. With so many policy options, fine print, and different carriers, it’s easy to wonder if...

As summer winds down and September rolls in, business owners in our area know that fall doesn’t just mean cooler weather and changing...

Summer is prime time for home improvement projects. Whether it’s building a new deck, renovating a bathroom, installing a firepit, or...

Serving Port Jervis and Orange County, NY When hurricane season arrives, protecting your home becomes a top priority—but many homeowners...

Serving Orange County, NY and surrounding areas Whether you're running a year-round restaurant or firing up your food truck for the...

Serving Port Jervis and Orange County, NY Summertime in New York means road trips, lake days, and long weekends in scenic spots like the...

Serving Orange County, NY Summer means longer days, busier weekends—and for many local businesses, a rush of seasonal hires. Whether...

Serving Port Jervis and Orange County, NY Backyard BBQs, pool parties, and weekend ATV rides—summer in New York is made for outdoor fun....

Serving Port Jervis and Newburgh, NY If your restaurant, bar, or catering service serves alcohol, you may already know that liquor comes...

Serving Port Jervis and Orange County, NY In the construction world, risks are part of the job—from job site injuries to stolen equipment...

Let’s say a UFO crash-lands in your backyard, or an asteroid punches a hole in your roof—would your insurance cover it? Okay, maybe not...

The birds are chirping, the flowers are blooming, and the sun is finally sticking around a little longer. But before you get too lost in...